Beyond the headline, two pairs of tools are billing you for the same job: Yotpo and Judge.me both collect reviews, and Later and Buffer both schedule social posts. Klaviyo has climbed from $150 to $184 a month since March, which is the steepest single increase in the file. Gorgias charged twice in June, once on the 14th and again on the 24th, where every other month shows a single charge. Two foreign transaction fees appear on their own lines, small individually but recurring with your card usage. Everything above cites the statement line it came from, so each figure can be checked against your own export.

Spend by category

What's flagged, next to the real monthly total it's a fraction of.

Every recurring payment we found

This has repeated on your statement at a regular rate. Whether it bills again, and whether it can be stopped, depends on what it is. The lines above are what it has cost so far.

Out of $26,798/yr in total recurring spend across 16 vendors. Total recurring spend is not waste: your ad platform and payment processor sit inside that number. Card repayments, transfers to people, taxes and bank charges are never counted in it.

Beyond the headline, two pairs of tools are billing you for the same job: Yotpo and Judge.me both collect reviews, and Later and Buffer both schedule social posts. Klaviyo has climbed from $150 to $184 a month since March, which is the steepest single increase in the file. Gorgias charged twice in June, once on the 14th and again on the 24th, where every other month shows a single charge. Two foreign transaction fees appear on their own lines, small individually but recurring with your card usage. Everything above cites the statement line it came from, so each figure can be checked against your own export.

Trends inside this file

From your own uploaded data only; needs a file spanning 60+ days.

Klaviyo's charge rose 23% between March 2026 and August 2026. (lines 10, 29, 48, 67, 86, 104)

$564.00 already paid to this since March 2026.

These tools sit in the same category. The numbers above are what each one costs.

$240.00 already paid to this since March 2026.

These tools sit in the same category. The numbers above are what each one costs.

$245.94 already paid to this since March 2026.

These tools sit in the same category. The numbers above are what each one costs.

$60.00 already paid to this since June 2026.

This vendor usually bills once a monthly; this is an unexpected extra charge on top of the normal cycle.

Every other period in this file shows a single charge from this vendor. This period has two.

$993.00 already paid to this since March 2026.

First charge in this file: $150.00. Latest: $184.00, up 23%.

Vendors often list an annual rate below the month-to-month one being charged here, and published pricing is on their own pricing page.

$17.50 already paid to this since April 2026.

2 fee lines matched on your statement's own wording.

These fees are charged on transactions settled in another currency. They track how much is spent abroad, not a plan.

This report is your baseline. From next month, each report opens with what changed: flagged spend up or down, flags resolved, and new leaks since the last upload.